Why Work With Us
We shop over 30 lenders for the best deal
Access to ALL loan programs
More choices and better options
Close in just weeks, not months
14 Day loan process for on-time closing
LOCAL & always here for your questions
Independent for the BEST mortgage for you
Estimate Your Payment
Get a precise estimate of your monthly mortgage payment based on your desired loan amount and interest rate. Our strategic calculator helps you understand your financial path to homeownership.
*Results shown are estimates only and do not constitute a loan approval or commitment to lend. Actual rates, payments, and terms depend on credit approval and may vary.
How I Can Help
Pre-Approval Assistance
Get a clear picture of your buying power before you start house hunting. I'll walk you through a quick, straightforward assessment of your financial picture and get you a pre-approval letter so you can shop with confidence.
Loan Options
Every homebuyer's situation is different. I'll walk you through the loan programs available to you — conventional, FHA, VA, and more — so you can choose the option that actually fits your goals.
Refinancing
Whether you're looking to lower your payment, shorten your term, or tap into your equity, I'll help you figure out if refinancing makes sense for you right now and find the best terms available.
Client Success Stories
"Melyssa's strategic approach to our refinance saved us thousands. She is truly the mortgage expert we needed."
Sarah & Michael R.
"The most professional and strategic loan originator I've worked with. First Coast Mortgage Funding is the gold standard."
David L.
"Melyssa and her team were beyond expectations and did a wonderful and efficient job of getting our client their loan approval."
Gary H.
Strategy Meets Heart
With over 16 years of experience in the financial and mortgage industry, Melyssa Caban is committed to delivering five-star service while providing ideal financing options for homebuyers across Florida, Georgia, Alabama, and Texas. Integrity is the cornerstone of her business, and she believes in building lifelong relationships with her clients, Realtor partners, and builder relationships. As The Mortgage Strategist, Melyssa believes a mortgage isn't just about getting approved — it's about having the right strategy from the very beginning. Now powered by First Coast Mortgage Funding, she brings more flexibility and more loan solutions to every client relationship, with the same unwavering commitment to excellence she's built her career on. Who you work with matters. Let's build your homeownership strategy together.
Realtor & Builder Partners
Beyond working directly with homebuyers, Melyssa partners closely with Realtors and builders across Florida, Georgia, Alabama, and Texas to keep transactions moving smoothly from contract to close.
Market Insights & Tips
Stay ahead of the curve with expert mortgage strategies and market updates across Florida, Georgia, Alabama, and Texas tailored for your homebuying journey.
Start Your Journey
Ready to take the next step in your home financing? Connect with me to discuss your specific needs and find the perfect mortgage solution for your home.
